877.848.5320 3 NJ Offices · Serving NJ & NY
Plan Your Transaction

Closing Cost
Calculators

Estimate title insurance premiums, monthly mortgage payments, and view full amortization schedules for NJ and NY transactions.

Select a Calculator

Title Insurance Premium Calculator

Estimate owner's and lender's title insurance premiums using NJ DOBI and NY DFS filed rate schedules.

NJ Transfer Tax Calculator

Calculate the NJ Realty Transfer Fee (RTF) and applicable supplemental fees (mansion tax) for residential real estate transactions.

NJ Seller Net Sheet

Estimate your net proceeds from a NJ property sale, including the NJ Realty Transfer Fee (RTF) with graduated brackets and senior/62+ rate.

Mortgage Payment Calculator

Calculate your monthly principal & interest payment, plus optional taxes and insurance for a full PITI estimate.

Amortization Schedule

View a full month-by-month amortization schedule with principal, interest, and remaining balance for your loan.

Estimate Only -- Not a Quote or Binding Commitment.
Title insurance premiums shown are estimates based on NJ Department of Banking & Insurance (DOBI) and NY Department of Financial Services (DFS) filed rate schedules and do not include endorsement charges, search fees, or other transaction-specific costs. Mortgage and seller net sheet calculations use standard formulas and do not account for PMI, HOA, prorations, or other fees. Realty Transfer Fee estimates use the NJ graduated bracket schedule. Actual costs vary by property, lender, and transaction details. For an accurate quote, please contact Simplicity Title or call 877.848.5320.

We'll Run the
Numbers for You

These estimates are a starting point. For exact fees on your specific transaction, our team can provide a detailed breakdown within one business day.