​FYI IMPORTANT NOTICE
The Commissioner of the New Jersey Banking and Insurance Department has approved new Title Insurance Rates effective on all applications received on or after September 1, 2013.
The new rates that became effective with this approval are listed below for your reference.
​UNDERWRITING RATE SCHEDULE EFFECTIVE ON APPLICATIONS AS OF SEPTEMBER 1, 2013
Standard Underwriting Rates
Policy Liability
Old
New
$0 - $100,000
$5.00
$5.25
$100,001 - $500,000
Add $3.95
Add $4.25
$500,001 - $2,000,000
Add $2.65
Add $2.75
Over $2,000,000
Add $2.65
Add $2.00
Refinance Rates
Policy Liability
Old
New
$0 - $100,000
$2.50
$2.75
$100,001 - $500,00
Add $2.25
Add $2.50
$500,001 - $2,000,000
Add $2.00
Add $2.25
Over $2,000,000
Add $1.50
Add $1.75
​Please be advised that the rates reflected on this chart do not constitute a final premium charge. Several variables may factor into the rate calculations. Please refer to the new rate manual for the precise method of calculating rates or contact us directly for the most accurate title premium charge.  
**If you have any questions please contact us directly.**
​Please Note The Department of Insurance in many states, regulates the fees filed by Title Insurance Underwriters. In NJ, all rates are filed with the Department of Banking and Insurance. Title agents are bound by law to charge only the accepted fees and rates as filed with the Department of Banking and Insurance, therefore rates from agency to agency are essentially the same. 

Each real estate transaction is unique and may need to be calculated at varied dollar amounts and insurance rates in order to accurately anticipate your actual insurance premium. 

In addition to the basic premium rate for coverage, your Lender will require additional endorsement coverage to title; 3 NJ searches and examinations, which are pass-through costs necessary in order to issue a Title Insurance Policy.